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What types of **non-traditional data** are used in alternative credit scoring?

October 31, 2025

Alternative Credit Scoring: How It Expands Access to Loans and Financing

Alternative credit scoring methods use non-traditional data, such as utility payments, rent history, and bank transactions, to assess creditworthiness. Learn how these models provide new opportunities for loans and financing to consumers who have little or no traditional credit history, expanding financial inclusion.

Tags : Credit Scores , Lending

Understanding Your Debt-to-Income Ratio and Loan Approval

May 23, 2026

Debt-to-Income Ratio: Why Lenders Care and How to Improve Yours

Learn how your debt-to-income ratio affects loan approval and discover practical strategies to lower yours and improve financial health.

Tags : Credit & Debt , Lending , Personal Finance , Mortgage Approval , Financial Health

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