In-Depth Evaluation of AKC Pet Insurance

Get an extensive review of AKC Pet Insurance, assessing its coverage, cost, and customer satisfaction to make an informed pet insurance choice.

AKC (American Kennel Club) Pet Insurance is a provider that offers coverage for dogs and cats. It's known for its association with the American Kennel Club and its commitment to pet owners and their furry companions. To conduct an in-depth evaluation of AKC Pet Insurance, consider the following factors:

Coverage Options:

  • AKC Pet Insurance provides various coverage options, including accident-only coverage, accident and illness coverage, and wellness plans. Assess which one aligns with your pet's needs.

Policy Terms and Conditions:

  • Review the policy terms carefully. Understand waiting periods, annual deductibles, benefit limits, and exclusions. Note any pre-existing condition policies.


  • Obtain quotes from AKC Pet Insurance to gauge the cost of coverage for your pet. The cost can differ based on your pet's age, breed, location, and the chosen coverage options.

Reimbursement Rates:

  • AKC Pet Insurance typically offers reimbursement rates ranging from 70% to 90% or higher. A higher reimbursement rate means less out-of-pocket expense for you.

Claim Process:

  • Evaluate the ease and efficiency of the claim process. Check if AKC Pet Insurance offers online claims submission and the speed of claim processing.

Network of Veterinarians:

  • Determine if you can visit any licensed veterinarian or if there is a specific network of participating providers.

Pre-existing Conditions:

  • Understand how AKC Pet Insurance handles pre-existing conditions. Coverage for these conditions may not be available, but some insurers offer coverage for curable pre-existing conditions after a waiting period.

Customer Reviews and Ratings:

  • Research online reviews and ratings for AKC Pet Insurance to gain insights into the experiences of other pet owners. Recent reviews can provide a current picture of their service quality.

Additional Benefits:

  • Explore any additional benefits, such as coverage for alternative therapies, prescription medications, and hereditary conditions. Some policies offer wellness packages for preventive care.

Financial Stability and Support:

  • Assess the financial stability and reputation of the insurance company or underwriter. It's important to ensure they can meet their financial obligations.

Customer Support:

  • Contact their customer support to gauge their responsiveness, willingness to assist, and overall quality of customer service.


  • Check for any available discounts, such as multi-pet discounts or reduced premiums for annual payments.

Long-Term Considerations:

  • Consider your pet's long-term needs, as AKC Pet Insurance provides lifetime coverage and can be valuable for chronic or ongoing conditions.

Association with the AKC:

  • Take into account the affiliation with the American Kennel Club and whether it aligns with your preferences and trust in the provider.

AKC Pet Insurance is known for its connection to the American Kennel Club and offers a variety of coverage options for pet owners. To make an informed decision, visit their official website, review the latest policy documents, and obtain updated quotes based on your pet's specific requirements. Consulting with your veterinarian can also provide insights into the best coverage options for your pet.

AKC Pet Insurance Review.

AKC Pet Insurance is offered by the American Kennel Club (AKC), a registry for purebred dogs. It is underwritten by American Pet Insurance Company (APIC), a licensed insurance company. AKC Pet Insurance offers accident and illness insurance for cats and dogs of all ages and breeds.

AKC Pet Insurance plans are customizable, with a variety of deductible and reimbursement options to choose from. You can also add on wellness coverage for things like preventive care and vaccinations. AKC Pet Insurance's premiums are generally higher than the industry average, but the company offers a variety of discounts, such as a discount for multiple pets and a discount for new customers. AKC Pet Insurance also has a relatively short claims processing time, with most claims being paid out within 4-5 business days.

Here is a summary of the pros and cons of AKC Pet Insurance:


  • Customizable plans with a variety of deductible and reimbursement options
  • Wellness coverage available as an add-on
  • Short claims processing time
  • Offered by a trusted organization, the AKC
  • Variety of discounts available


  • Premiums are generally higher than the industry average
  • Some customers have reported difficulty getting claims approved
  • Customer service can be slow to respond at times

Overall, AKC Pet Insurance is a good option for pet owners who are looking for customizable coverage and who trust the AKC brand. However, it is important to keep in mind that premiums are generally higher than the industry average and some customers have had negative experiences with the company's claims process and customer service.

Here are some additional things to consider when choosing a pet insurance company:

  • What types of coverage are offered? Some companies only offer accident and illness coverage, while others also offer wellness coverage.
  • What are the deductible and reimbursement options? Some companies offer a variety of deductible and reimbursement options to choose from, while others have more limited options.
  • Are there any waiting periods? Most companies have a waiting period for accidents and illnesses, which is the amount of time you must wait after enrolling in the policy before you can file a claim.
  • What are the exclusions and limitations? Every pet insurance policy has exclusions and limitations, which are things that are not covered by the policy. It is important to read the policy carefully to understand what is and is not covered.
  • What is the company's reputation? You can read online reviews to get a sense of other customers' experiences with the company.

I recommend comparing quotes from multiple pet insurance companies before choosing one to make sure you are getting the best coverage for your pet and your budget. You should also read the policy carefully to understand what is and is not covered.

I hope this information is helpful. Please let me know if you have any other questions.