IHG Rewards Premier Review
The IHG Rewards Premier credit card is designed for frequent guests of IHG hotels. This review explores the card's rewards structure, annual fees, and the value it offers for those who enjoy staying at IHG properties.
The IHG® Rewards Club Premier Credit Card is a co-branded hotel rewards credit card offered by Chase in partnership with InterContinental Hotels Group (IHG), here is a review of the IHG Rewards Premier Credit Card:
Key Features of the IHG Rewards Premier Credit Card:
IHG Rewards Points: Cardholders earn IHG Rewards points for every dollar spent on purchases, with bonus points for spending at IHG properties, including brands like Holiday Inn, InterContinental, Crowne Plaza, and more.
Welcome Bonus: The card often offers a generous welcome bonus to new cardholders who meet a specified minimum spending requirement within the initial months of card membership.
Anniversary Free Night: Cardholders receive an annual free night certificate that can be used at eligible IHG hotels and resorts. This benefit alone can offset the annual fee of the card.
4th Night Free: When you redeem points for a stay of four or more nights, the card allows you to get the fourth night free. This is a valuable feature for extended stays.
Platinum Elite Status: Cardholders receive automatic IHG Rewards Platinum Elite status, which comes with benefits like priority check-in, late checkout, and bonus points on stays.
Global Entry/TSA PreCheck Fee Credit: The card provides a credit to cover the application fee for Global Entry or TSA PreCheck, making your airport experience smoother.
No Foreign Transaction Fees: The card typically does not charge foreign transaction fees, which is great for international travel.
Travel and Purchase Protections: Cardholders may have access to various travel insurance coverages, such as trip cancellation and interruption insurance, as well as purchase protection for eligible items bought with the card.
Credit Score Requirement: Approval for the IHG Rewards Premier Credit Card usually requires a good to excellent credit score.
Annual Fee: The card comes with an annual fee, so it's important to assess whether the card's benefits and rewards justify the cost.
Note: Credit card terms and features may change over time, so it's important to visit the official Chase or IHG Rewards Premier Credit Card website or contact their customer service for the most current information.
The IHG Rewards Premier Credit Card is a solid choice for frequent travelers who prefer staying at IHG hotels and want to maximize their loyalty rewards. The card's benefits, such as the annual free night certificate, fourth night free on point redemptions, and automatic Platinum Elite status, can add significant value for IHG loyalists. When considering this card, it's crucial to evaluate how your travel preferences align with the card's features and whether the annual fee is justified by the benefits it provides.
Assessing the rewards and features of the IHG Rewards Premier credit card..
The IHG Rewards Premier Credit Card is a rewards credit card that is designed for people who frequently stay at IHG hotels. It offers a number of benefits, including:
- 10x IHG Rewards points per dollar spent at IHG hotels: This is a generous rewards rate for a hotel rewards credit card.
- 5x IHG Rewards points per dollar spent on travel, gas, and restaurants: This rewards rate is also good, especially for people who spend a lot of money on travel and dining.
- Annual Free Night: Earn an annual free night at any IHG hotel, with a redemption value of up to 40,000 points.
- Redeem 3 Nights, Get 4th Night Free: When you redeem points for a consecutive four-night IHG hotel stay, you will receive a fourth Reward Night free.
- Global Entry or TSA PreCheck fee credit: Receive up to a $100 statement credit every four years to cover the cost of applying for Global Entry or TSA PreCheck.
- IHG Rewards Platinum Elite status: This is the second-highest tier of IHG Rewards status, and it comes with a number of benefits, such as free breakfast, room upgrades, and late check-out.
- No foreign transaction fees: You will not be charged any additional fees when you use your card outside of the United States.
- Purchase protection: This benefit can help protect your purchases from fraud and damage.
- Extended warranty: This benefit can extend the manufacturer's warranty on eligible purchases.
- Return protection: This benefit can help you return eligible items that you are not satisfied with.
Overall, the IHG Rewards Premier Credit Card is a good option for people who frequently stay at IHG hotels and want to earn rewards on their travel and everyday purchases. The 10x IHG Rewards points per dollar spent at IHG hotels is a generous rewards rate, and the annual free night and fourth night free benefit can save you a significant amount of money on your hotel stays. The Global Entry or TSA PreCheck fee credit, IHG Rewards Platinum Elite status, and purchase protection, extended warranty, and return protection benefits are just a few of the other benefits that make this card a good value for IHG Rewards members.
Here are some tips for using the IHG Rewards Premier Credit Card to maximize your benefits:
- Use your card to book stays at IHG hotels: You can earn 10x IHG Rewards points per dollar spent at IHG hotels, which is a generous rewards rate.
- Use your card for travel, gas, and dining: You can earn 5x IHG Rewards points per dollar spent on travel, gas, and restaurants.
- Take advantage of the annual free night and fourth night free benefits: These benefits can save you a significant amount of money on your hotel stays.
- Apply for Global Entry or TSA PreCheck: These programs allow you to expedite your way through security at U.S. airports.
- Use the purchase protection, extended warranty, and return protection benefits: These benefits can help protect your purchases and save you money.
By following these tips, you can use the IHG Rewards Premier Credit Card to maximize your benefits and save money on travel and other expenses.**