Hawaiian Business Mastercard Review
The Hawaiian Business Mastercard is tailored for business travelers with a focus on Hawaiian Airlines. This review delves into the card's business-related perks, rewards, and annual fees, helping you decide if it's a suitable choice for your business needs.
The Hawaiian Airlines Business Mastercard is a co-branded credit card designed for businesses and is typically offered in partnership with Hawaiian Airlines. Here are some key features and benefits commonly associated with this card:
Miles Earning: Cardholders can earn miles for their business-related purchases, and these miles can be used for award travel on Hawaiian Airlines and its partner airlines.
Sign-Up Bonus: Many travel credit cards, including co-branded ones, often come with a sign-up bonus. To earn the bonus, you usually need to spend a certain amount within a specified time frame after opening the account.
Tiered Rewards: The card may offer different earn rates for different types of purchases, such as higher miles earning for Hawaiian Airlines purchases and lower rates for other expenses.
Annual Fee: Credit cards typically have an annual fee. You should review the card's terms and conditions to understand the annual fee and whether it's justifiable based on your business's spending habits.
No Foreign Transaction Fees: Some travel credit cards, including co-branded ones, offer no foreign transaction fees, making them suitable for international business travel.
Additional Business Benefits: Some business credit cards offer additional benefits tailored to business needs. These might include employee cards, expense tracking tools, and reporting features.
Redemption Options: The miles you earn with the Hawaiian Airlines Business Mastercard can often be redeemed for Hawaiian Airlines flights, seat upgrades, and other travel-related expenses.
Credit Score Requirements: Your eligibility for this card will depend on your business's credit history and your own credit score. Generally, business credit cards like this one may require a good to excellent credit history.
It's essential to review the specific terms and conditions, fees, and any recent changes to the card's benefits and rewards program. Before applying for any credit card, assess your business's spending patterns and travel needs to determine if the card aligns with your financial goals. You may also want to compare the Hawaiian Airlines Business Mastercard to other business credit cards to find the one that offers the most value for your business.
A comprehensive look at the Hawaiian Business Mastercard's offerings and benefits..
The Hawaiian Airlines Business Mastercard is a travel rewards credit card that offers a number of features and benefits, including:
Rewards:
- Earn up to 70,000 bonus HawaiianMiles:
- Earn 60,000 bonus HawaiianMiles after spending $2,000 on purchases in the first 90 days.
- Earn an additional 10,000 bonus HawaiianMiles after spending $10,000 on purchases in the first 12 months.
- Earn 3x miles on eligible Hawaiian Airlines purchases.
- Earn 2x miles on gas, dining, and office supply store purchases.
- Earn 1x miles on all other purchases.
Benefits:
- One-time 50%-off companion discount.
- Earn up to 40,000 anniversary bonus HawaiianMiles.
- Two free checked bags on Hawaiian Airlines flights for the cardholder and up to five authorized users.
- Priority boarding on Hawaiian Airlines flights.
- $100 Global Entry or TSA PreCheck® application fee credit.
- Purchase protection, extended warranty protection, and travel and emergency assistance services.
- Complimentary World Elite Mastercard benefits, including access to airport lounges, travel insurance, and concierge services.
Analysis:
The Hawaiian Airlines Business Mastercard is a good option for business owners and frequent travelers who fly with Hawaiian Airlines. The card offers a generous rewards rate on Hawaiian Airlines purchases, and miles can be redeemed for flights, seat upgrades, and other travel-related expenses. The card also includes a number of other valuable benefits, such as free checked bags, priority boarding, and a $100 Global Entry or TSA PreCheck application fee credit.
However, it is important to note that the card has a $99 annual fee. Additionally, the card's rewards rate on non-Hawaiian Airlines purchases is relatively low, so it is not a good choice for everyday spending.
Overall, the Hawaiian Airlines Business Mastercard is a good option for business owners and frequent travelers who fly with Hawaiian Airlines and value the card's generous rewards rate and other benefits. However, travelers should consider their spending habits and travel patterns before applying for the card to make sure that it is the best fit for their needs.
Additional benefits and considerations:
- The Hawaiian Airlines Business Mastercard offers a number of other benefits that can be valuable for business owners, such as:
- Employee cardholder program: Businesses can add up to five employee cardholders at no additional annual fee.
- Fraud protection: The card offers a variety of fraud protection features, such as purchase protection, extended warranty protection, and travel and emergency assistance services.
- Business insurance: The card offers a variety of business insurance options, such as general liability insurance, property insurance, and workers' compensation insurance.
- The card also comes with a number of valuable World Elite Mastercard benefits, such as:
- Access to over 1,300 airport lounges worldwide.
- Travel insurance benefits, such as trip cancellation insurance and travel medical insurance.
- Concierge services, which can help you with a variety of tasks, such as booking travel, making reservations, and finding gifts.
Conclusion:
The Hawaiian Airlines Business Mastercard is a good option for business owners and frequent travelers who fly with Hawaiian Airlines and value the card's generous rewards rate and other benefits. However, travelers should consider their spending habits and travel patterns before applying for the card to make sure that it is the best fit for their needs.