Delta Platinum Amex Review

The Delta Platinum American Express card is ideal for Delta SkyMiles enthusiasts. This review provides insights into the card's rewards structure, annual fees, and travel-related perks, helping you determine if it's a valuable addition to your wallet.


The Delta SkyMiles Platinum American Express Card, also known as the Delta Platinum Amex, is a co-branded credit card offered by American Express in partnership with Delta Air Lines. Please note that credit card offerings and terms may change over time, so I recommend visiting the official American Express and Delta Air Lines websites for the most up-to-date information.

Here are some key features and benefits commonly associated with the Delta Platinum Amex:

  1. Miles Earning: Cardholders can earn Delta SkyMiles for their everyday purchases, with bonus miles typically earned on Delta Air Lines purchases. These miles can be redeemed for Delta flights and upgrades.

  2. Sign-Up Bonus: Many travel credit cards, including the Delta Platinum Amex, often come with a generous sign-up bonus. To earn this bonus, cardholders typically need to meet a specified minimum spending requirement within a certain time frame after opening the account.

  3. Tiered Rewards: The card may offer tiered rewards, with higher miles earning rates on Delta purchases and reduced rates on other types of spending.

  4. Annual Fee: Most credit cards have an annual fee. Review the card's terms and conditions to understand the annual fee and whether it's justifiable based on your spending habits and travel preferences.

  5. Travel Benefits: The Delta Platinum Amex usually includes various travel-related perks, such as priority boarding, free checked bags for the cardholder and eligible companions, and discounted access to Delta Sky Club lounges.

  6. No Foreign Transaction Fees: Many travel credit cards, including this one, often offer no foreign transaction fees, making it suitable for international travel.

  7. Companion Certificate: This card may offer an annual companion certificate, which allows the cardholder to bring a companion on a domestic main cabin round-trip flight at a reduced cost.

  8. Medallion Status Boost: Some Delta American Express cards offer the opportunity to earn Medallion Qualification Miles (MQMs) that can help cardholders achieve or maintain elite Medallion status with Delta Air Lines.

  9. Purchase and Travel Protections: Cardholders may benefit from various protections, such as purchase protection, extended warranty, and travel insurance coverage.

It's crucial to review the specific terms, conditions, fees, and any recent changes to the card's benefits and rewards program. Before applying for any credit card, consider your spending habits, travel patterns, and whether the card's benefits align with your financial goals. You may also want to compare the Delta Platinum Amex to other travel rewards credit cards to determine which one offers the best value for your needs.

A detailed examination of the Delta Platinum American Express card's offerings..

The Delta Platinum American Express Card is a premium travel rewards credit card that offers a number of valuable features and benefits, including:

Rewards:

  • Earn 3 miles per dollar on Delta purchases.
  • Earn 2 miles per dollar on purchases at restaurants and U.S. supermarkets (on up to $25,000 in combined purchases each calendar year, then 1 mile per dollar).
  • Earn 1 mile per dollar on all other purchases.
  • Delta SkyMiles never expire.
  • Receive a 20% statement credit on eligible Delta in-flight purchases (after using your Card).
  • Get 15% off Delta award travel (when redeeming miles for flights on Delta.com or the Fly Delta app).
  • Receive a $100 Global Entry or TSA PreCheck® application fee credit every four years.

Benefits:

  • Delta Sky Club access for you and up to two guests when traveling on a Delta flight (access is $50 per person per visit for up to two guests when you're not traveling on a Delta flight).
  • Complimentary checked bags for you and up to nine passengers on the same reservation when traveling on a Delta-operated flight.
  • Priority boarding on Delta flights.
  • Receive a free subscription to CLEAR, which allows you to skip the security line at select U.S. airports.
  • Receive a statement credit for up to $100 in TSA PreCheck® or Global Entry application fees.
  • Receive up to $200 in statement credits per year for dining at select Delta Sky Club partner restaurants.
  • Receive a statement credit for up to $100 in Global Entry or TSA PreCheck® application fees every four years.
  • Receive up to $100 in statement credits each calendar year to purchase in-flight food and drinks on Delta.
  • Receive up to $100 in statement credits each calendar year to purchase Delta Comfort+ upgrades.
  • Receive a statement credit for up to $200 per calendar year for travel incidentals purchased with your Card when you book flights directly through Delta (including baggage fees, seat assignments, and upgrades).
  • Receive complimentary travel insurance benefits, such as trip cancellation and interruption insurance, travel delay reimbursement, baggage insurance, and medical evacuation coverage.
  • Receive complimentary Boingo Wi-Fi access at millions of hotspots worldwide.
  • Receive complimentary access to Priority Pass Select airport lounges worldwide.

Annual fee:

The Delta Platinum American Express Card has an annual fee of $695.

Analysis:

The Delta Platinum American Express Card is a good option for frequent Delta travelers who value the card's generous rewards rate, valuable travel benefits, and complimentary travel insurance. The card's annual fee is high, but the value of the benefits can outweigh the cost for frequent travelers.

However, the card is not a good choice for casual travelers or those who do not fly with Delta on a regular basis. The annual fee is high, and the rewards rate on non-Delta purchases is relatively low.

Overall:

The Delta Platinum American Express Card is a good option for frequent Delta travelers who value the card's generous rewards rate, valuable travel benefits, and complimentary travel insurance. However, the card is not a good choice for casual travelers or those who do not fly with Delta on a regular basis.

Additional considerations:

  • The Delta Platinum American Express Card offers a number of valuable travel benefits, such as Delta Sky Club access, complimentary checked bags, and priority boarding. However, it is important to note that these benefits are only available when you are traveling on a Delta flight. If you fly with other airlines, you will not be able to take advantage of these benefits.
  • The card also offers a number of complimentary travel insurance benefits. However, it is important to read the terms and conditions of the insurance carefully to understand what is and is not covered.

Conclusion:

The Delta Platinum American Express Card is a good option for frequent Delta travelers who value the card's generous rewards rate, valuable travel benefits, and complimentary travel insurance. However, the card is not a good choice for casual travelers or those who do not fly with Delta on a regular basis.