Wyndham Rewards Visa Review

The Wyndham Rewards Visa credit card is tailored for guests of Wyndham hotels. This review provides insights into the card's rewards structure, annual fees, and how it enhances your Wyndham hotel experiences.


The Wyndham Rewards® Visa Card is a co-branded travel rewards credit card offered by Barclays in partnership with Wyndham Hotels & Resorts. This card is designed for travelers who frequent Wyndham properties and want to earn Wyndham Rewards points on their everyday spending. Here's a review of the Wyndham Rewards Visa Card:

Key Features and Benefits:

  1. Sign-Up Bonus: The card typically offers a generous sign-up bonus when you meet the required spending threshold within the initial months of card membership. This bonus can help you accumulate Wyndham Rewards points quickly.

  2. Earn Wyndham Rewards Points: Cardholders earn Wyndham Rewards points on their purchases. Specifically, you earn 5 points per dollar spent on eligible Wyndham hotel stays, 2 points per dollar on eligible gas, utility, and grocery store purchases (excluding Target and Walmart), and 1 point per dollar on all other eligible purchases.

  3. Automatic Elite Status: Cardmembers receive automatic Wyndham Rewards Gold status, which includes benefits like preferred room choice, late checkout, and a dedicated member services line.

  4. No Foreign Transaction Fees: This card is suitable for international travel because it does not charge foreign transaction fees.

  5. Anniversary Bonus: Each year on your account anniversary, you receive a bonus of Wyndham Rewards points, which can help offset the annual fee and add to your points balance.

Considerations:

  1. Annual Fee: The Wyndham Rewards Visa Card has an annual fee, and it's important to ensure that the benefits and rewards offered by the card outweigh this cost based on your travel and spending habits.

  2. Wyndham-Exclusive Rewards: The rewards you earn with this card are primarily redeemable for Wyndham hotel stays, so it's best suited for those who frequently stay at Wyndham properties. If you prefer a card with more versatile travel rewards, you may want to explore other options.

  3. Limited Transfer Partners: While Wyndham Rewards offers some transfer partners, it's not as extensive as some other loyalty programs. This can impact your ability to transfer points to other travel partners.

  4. Credit Approval: Approval for this credit card, like any other, depends on your creditworthiness.

The Wyndham Rewards® Visa Card is a suitable choice for travelers who frequently stay at Wyndham properties and want to maximize their Wyndham Rewards points. The card's sign-up bonus, bonus categories for earning points, and anniversary bonus can provide substantial value to loyal Wyndham guests. However, if you prefer a travel rewards card that offers a wider range of travel benefits or has more flexible redemption options, you may want to explore other travel rewards credit cards.

Assessing the benefits and rewards of the Wyndham Rewards Visa credit card..

The Wyndham Rewards Visa credit card offers a number of benefits and rewards, including:

Rewards:

  • 6 points per dollar spent at Wyndham Hotels & Resorts
  • 3 points per dollar spent at gas stations, grocery stores, restaurants, and transportation
  • 1 point per dollar spent on all other purchases
  • Wyndham Rewards Silver status after spending $1,000 on eligible purchases within 3 months of account opening
  • Earn a free night at any Wyndham Rewards hotel after spending $30,000 on eligible purchases within 12 months of account opening
  • Wyndham Rewards Gold status after spending $45,000 on eligible purchases within 12 months of account opening

Benefits:

  • No annual fee
  • $0 fraud liability
  • Purchase protection
  • Extended warranty
  • Travel insurance
  • Free checked bag on Wyndham Rewards hotel stays
  • 10% discount on food and beverages at Wyndham Rewards hotels
  • Early check-in and late check-out at Wyndham Rewards hotels (subject to availability)
  • Upgrade to a better room type at Wyndham Rewards hotels (subject to availability)
  • Access to Wyndham Rewards members-only rates

Analysis:

The Wyndham Rewards Visa credit card is a good option for travelers who frequently stay at Wyndham Hotels & Resorts properties. It offers a generous rewards rate of 6 points per dollar spent at Wyndham Hotels & Resorts, and cardmembers can also earn Wyndham Rewards status, which offers a number of valuable benefits, such as free checked bags, 10% discount on food and beverages, and early check-in and late check-out.

The card also has a number of other benefits, such as no annual fee, $0 fraud liability, purchase protection, extended warranty, and travel insurance. Additionally, cardmembers can earn a free night at any Wyndham Rewards hotel after spending $30,000 on eligible purchases within 12 months of account opening.

Overall, the Wyndham Rewards Visa credit card is a good option for travelers who frequently stay at Wyndham Hotels & Resorts properties. It offers a generous rewards rate, a number of valuable benefits, and no annual fee.

Here is a comparison of the Wyndham Rewards Visa credit card to other popular hotel rewards credit cards:

CardAnnual feeRewards rateOther benefits
Wyndham Rewards VisaNone6 points per dollar spent at Wyndham Hotels & Resorts, 3 points per dollar spent at gas stations, grocery stores, restaurants, and transportation, 1 point per dollar spent on all other purchasesWyndham Rewards Silver status after spending $1,000 on eligible purchases within 3 months of account opening, Earn a free night at any Wyndham Rewards hotel after spending $30,000 on eligible purchases within 12 months of account opening, Wyndham Rewards Gold status after spending $45,000 on eligible purchases within 12 months of account opening, $0 fraud liability, purchase protection, extended warranty, travel insurance, free checked bag on Wyndham Rewards hotel stays, 10% discount on food and beverages at Wyndham Rewards hotels, early check-in and late check-out at Wyndham Rewards hotels (subject to availability), upgrade to a better room type at Wyndham Rewards hotels (subject to availability), access to Wyndham Rewards members-only rates
Hilton Honors Aspire Card$49914 points per dollar on eligible Hilton purchases, 7 points per dollar on airfare purchased directly with airlines or through American Express Travel, 3 points per dollar on other eligible travel purchases, 3 points per dollar on restaurants worldwide and U.S. supermarkets, 1 point per dollar on all other eligible purchasesHilton Honors Diamond status, annual weekend night reward, $250 resort statement credit, $250 airline fee credit, Global Entry or TSA PreCheck application fee credit, Priority Pass Select membership, purchase protection, extended warranty, travel insurance
World of Hyatt Credit Card$959 points per dollar spent on qualified Hyatt stays, 2 points per dollar spent on local transit and commuting, including rideshare, car rentals, parking, tolls, and public transportation, 2 points per dollar spent on fitness club and gym memberships, 2 points per dollar spent on select streaming services, 1 point per dollar spent on all other eligible purchasesWorld of Hyatt Discoverist status, annual night reward, 5 elite night credits, purchase protection, extended warranty, travel insurance

As you can see, the Wyndham Rewards Visa credit card compares favorably to other popular hotel rewards credit cards. It offers a generous rewards rate on Wyndham Hotels & Resorts purchases, no annual fee, and a number of valuable benefits.

If you are a traveler who frequently stays at Wyndham Hotels & Resorts properties, the Wyndham Rewards Visa credit card is a good option to consider.