US Bank Altitude Reserve Review
The U.S. Bank Altitude Reserve Visa Infinite Card is designed for travelers seeking premium benefits. This review explores the card's rewards structure, travel-related perks, and annual fees, helping you decide if it's a valuable addition to your wallet.
The U.S. Bank Altitude Reserve Visa Infinite Card is a premium travel credit card known for its exceptional rewards, travel benefits, and flexibility. It's designed for frequent travelers and individuals who seek a top-tier travel credit card. Here's a review of the U.S. Bank Altitude Reserve Visa Infinite Card:
Key Features and Benefits:
Sign-Up Bonus: The card typically offers a substantial sign-up bonus when you meet the spending requirements within the initial months of card membership. This bonus can be valuable for travel rewards.
3X Points on Travel and Mobile Wallet Purchases: Cardholders earn 3 points per dollar spent on eligible travel purchases and on mobile wallet purchases, which includes contactless payments made with eligible digital wallets like Apple Pay, Google Pay, and Samsung Pay.
Point Value: Points earned with the Altitude Reserve are worth 1.5 cents each when redeemed for travel through the U.S. Bank portal, providing a competitive redemption value.
Priority Pass Select Membership: Cardmembers receive a Priority Pass Select membership, which grants access to over 1,200 airport lounges worldwide.
Global Entry or TSA PreCheck Fee Credit: You can receive a credit to cover the application fee for Global Entry or TSA PreCheck, which expedites security and customs processing when traveling.
Annual Travel Credit: The card offers an annual $325 travel credit, which can offset a significant portion of travel-related expenses, including airfare, hotels, and more.
No Foreign Transaction Fees: This card is suitable for international travel because it doesn't charge foreign transaction fees.
Cell Phone Protection: When you pay your monthly cell phone bill with the Altitude Reserve card, you can receive cell phone protection coverage, which helps protect your device against damage or theft.
Considerations:
Annual Fee: The U.S. Bank Altitude Reserve Visa Infinite Card has a relatively high annual fee, which may not be suitable for individuals who don't travel frequently or take full advantage of its benefits.
Credit Approval: To qualify for this premium card, you'll generally need an excellent credit score. The approval process can be competitive.
Redemption Flexibility: While the card offers a great value for travel redemptions, it's primarily valuable for those who travel frequently. If you don't travel often, you might find more value with a different type of rewards credit card.
The U.S. Bank Altitude Reserve Visa Infinite Card is a top-tier travel credit card, known for its generous rewards, travel perks, and annual travel credit. It's an excellent choice for individuals who are frequent travelers and can maximize its benefits. However, the annual fee and approval requirements mean that it may not be the best fit for everyone. If you're a loyal traveler and prefer a card with premium rewards and travel benefits, the Altitude Reserve is worth considering.
Evaluating the premium benefits of the U.S. Bank Altitude Reserve Visa Infinite Card..
The U.S. Bank Altitude Reserve Visa Infinite Card offers a number of premium benefits, including:
- $325 annual travel credit
- 12-month Priority Pass Select airport lounge membership
- $100 Global Entry or TSA PreCheck application fee credit
- 90-day mobile wallet purchase protection
- Concierge service
- Purchase protection
- Extended warranty
- Travel insurance
These benefits can save you money and make travel more enjoyable and convenient. For example, the $325 annual travel credit can be used to cover the cost of flights, hotel stays, rental cars, and other travel expenses. The 12-month Priority Pass Select airport lounge membership gives you access to over 1,300 airport lounges worldwide, where you can relax, enjoy free food and drinks, and catch up on work before your flight. The $100 Global Entry or TSA PreCheck application fee credit can help you to save time and hassle at the airport.
The other premium benefits, such as mobile wallet purchase protection, concierge service, purchase protection, extended warranty, and travel insurance, can also be valuable. Mobile wallet purchase protection can help to protect your purchases made with your mobile wallet from unauthorized access. Concierge service can help you with a variety of tasks, such as booking travel, making reservations, and finding gifts. Purchase protection can help to protect your purchases from theft, damage, and loss. Extended warranty can help to extend the warranty on your purchases. Travel insurance can provide you with peace of mind when you travel, by protecting you from unexpected events such as trip cancellation, baggage loss, and medical emergencies.
Overall, the U.S. Bank Altitude Reserve Visa Infinite Card offers a number of valuable premium benefits that can save you money and make travel more enjoyable and convenient. If you are a frequent traveler, the annual fee of $400 may be worth it for the benefits that the card offers.
Here is a comparison of the premium benefits of the U.S. Bank Altitude Reserve Visa Infinite Card to other premium travel rewards credit cards:
| Card | Annual fee | Premium benefits |
|---|---|---|
| U.S. Bank Altitude Reserve Visa Infinite Card | $400 | $325 annual travel credit, 12-month Priority Pass Select airport lounge membership, $100 Global Entry or TSA PreCheck application fee credit, 90-day mobile wallet purchase protection, concierge service, purchase protection, extended warranty, travel insurance |
| Chase Sapphire Reserve® | $550 | $300 annual travel credit, Priority Pass Select airport lounge membership, $100 Global Entry or TSA PreCheck application fee credit, purchase protection, extended warranty, travel insurance |
| American Express® Platinum Card | $695 | $200 annual airline fee credit, Priority Pass Select airport lounge membership, Global Entry or TSA PreCheck application fee credit, purchase protection, extended warranty, travel insurance |
As you can see, the U.S. Bank Altitude Reserve Visa Infinite Card offers a number of valuable premium benefits at a relatively competitive annual fee. If you are looking for a premium travel rewards credit card with a variety of benefits, the U.S. Bank Altitude Reserve Visa Infinite Card is a good option to consider.