Does Walmart Take International Cards?

Discover whether Walmart accepts international credit and debit cards for in-store and online purchases. This guide provides insights into payment options when shopping at Walmart as an international cardholder.


Yes, Walmart, as a major retail chain in the United States, generally accepts international credit and debit cards. However, there are some important points to consider:

  1. Card Network: Walmart stores in the United States typically accept major credit card networks, including Visa, Mastercard, American Express, and Discover. Most internationally-issued credit and debit cards that are part of these networks should be accepted.

  2. Chip and PIN: Many international cards, especially those from Europe and other regions, use a Chip and PIN system for transactions. In the United States, Chip and Signature is more common. While most U.S. retailers, including Walmart, can process Chip and PIN cards as Chip and Signature, it's a good idea to inform the cashier if your card requires a PIN for verification.

  3. Currency Conversion: When using an international card in the United States, you may be asked if you want to complete the transaction in your home currency or U.S. dollars. It's often more cost-effective to choose the local currency (U.S. dollars) and allow your card issuer to handle the currency conversion.

  4. Foreign Transaction Fees: Be aware of any foreign transaction fees that your card issuer may charge when using your international card in the United States. These fees can add to the cost of your purchases.

  5. Card Acceptance Policies: While Walmart generally accepts international cards, there can be exceptions or variations at individual store locations. It's a good idea to inform the cashier that you plan to use an international card to ensure a smooth transaction.

  6. Contact Your Card Issuer: Before traveling to the United States, it's wise to contact your card issuer and let them know about your travel plans. This can help prevent your card from being flagged for potential fraud when used internationally.

Keep in mind that Walmart's acceptance of international cards is subject to change, so it's a good idea to verify the current policy with the specific Walmart store you plan to visit or check Walmart's official website for the latest information on payment methods accepted at their locations.

Information about Walmart's acceptance of international credit and debit cards..

Walmart accepts international credit and debit cards from a variety of networks, including Visa, Mastercard, American Express, and Discover. However, it is important to note that not all Walmart stores accept all international cards. It is always best to check with your local Walmart store before making a purchase to ensure that your card will be accepted.

Here are some things to keep in mind when using an international credit or debit card at Walmart:

  • You may be charged a foreign transaction fee by your bank or credit card issuer.
  • Your card may need to be authorized for international transactions. You can typically do this by contacting your bank or credit card issuer.
  • You may need to show your passport or other form of identification to the cashier.

If you are unsure whether or not your international credit or debit card will be accepted at Walmart, you can always contact the customer service department at your local Walmart store or contact your bank or credit card issuer.

Here are some additional tips for using an international credit or debit card at Walmart:

  • Let the cashier know that you are using an international card before they start ringing up your purchase.
  • Be prepared to show your passport or other form of identification.
  • Ask about any foreign transaction fees that may apply.
  • Keep a copy of your receipt for your records.

By following these tips, you can ensure a smooth and successful shopping experience at Walmart, even if you are using an international credit or debit card.