Delta Business Platinum Card Review
The Delta Business Platinum American Express card is designed for business travelers who frequently fly with Delta Air Lines. This review examines the card's premium features, miles-earning opportunities, and annual fees, helping you decide if it aligns with your business travel preferences.
The Delta SkyMiles® Platinum Business American Express Card, often referred to as the Delta Business Platinum Card, is a co-branded business credit card designed for business travelers who frequently fly with Delta Air Lines. It offers a range of benefits and rewards tailored to Delta loyalists. Here's a review of the Delta Business Platinum Card, highlighting its key features and benefits:
Key Features:
Welcome Bonus: The card typically offers a substantial welcome bonus to new cardholders who meet the specified spending requirements within the initial months of account opening. These bonus miles can be used for flights with Delta or its partners.
Delta SkyMiles Earning: Cardholders earn Delta SkyMiles on every purchase, with additional miles for eligible Delta purchases and dining. This makes it an ideal card for frequent Delta flyers.
Companion Certificate: Each year upon renewal, cardholders receive a Companion Certificate, which allows them to bring a companion on a domestic round-trip Delta flight for a reduced fee (plus taxes and fees). This can result in significant savings.
First Checked Bag Free: When you fly on Delta, you and up to eight companions on the same reservation receive your first checked bag for free, helping to save on baggage fees.
Main Cabin 1 Priority Boarding: Cardholders and their traveling companions receive Main Cabin 1 priority boarding on Delta flights, ensuring early access to overhead bin space.
No Foreign Transaction Fees: The card is an excellent choice for international travel, as it does not charge foreign transaction fees.
Annual Fee Credit: The card typically offers a statement credit to offset the annual fee for cardholders who renew their membership each year.
Travel Insurance and Protection: The card offers travel insurance benefits, including trip interruption and cancellation coverage, as well as car rental loss and damage insurance.
Considerations:
Annual Fee: The Delta Business Platinum Card typically comes with an annual fee, which you should weigh against the card's benefits and rewards to ensure it's a good fit for your business.
Delta Loyalty: To maximize the card's value, you should be a loyal Delta flyer, as it is tailored for travelers who frequently choose Delta Air Lines for their flights.
Changing Terms: Credit card terms, rewards, and benefits can change over time, so it's essential to review the most up-to-date card details before applying.
Eligibility and Credit Score: You'll need good to excellent credit to qualify for this card, so ensure your credit aligns with the card's requirements before applying.
In summary, the Delta SkyMiles Platinum Business American Express Card is a solid choice for business travelers who are dedicated Delta Air Lines customers and want to maximize their rewards and travel benefits. The card offers valuable perks such as the Companion Certificate, free checked bags, and priority boarding, which can significantly enhance the travel experience for frequent Delta flyers. However, the annual fee should be carefully considered to ensure it aligns with your travel habits and spending.
Assessing the premium benefits of the Delta Business Platinum American Express card..
The Delta Business Platinum American Express card offers a number of premium benefits, including:
- Delta Sky Club access: Cardholders and up to two authorized users receive complimentary access to Delta Sky Clubs worldwide.
- Delta Sky Club One-Time Guest Passes: Cardholders receive four one-time guest passes to Delta Sky Clubs per year.
- Global Entry or TSA PreCheck® application fee credit: Cardholders receive a statement credit of up to $100 every four years to cover the application fee for Global Entry or TSA PreCheck®.
- Delta Vacations® Flight Discounts: Cardholders receive exclusive discounts on Delta Vacations packages.
- American Express Purchase Protection: Cardholders are protected against theft and damage for up to 120 days after purchase.
- American Express Extended Warranty: Cardholders receive an additional year of warranty protection on eligible purchases.
- 35% Points Back on Award Redemptions: Cardholders receive 35% points back when they redeem their points for award flights booked with American Express Travel.
- Up to 15,000 Bonus MQMs and MQDs: Cardholders can earn up to 15,000 bonus Medallion Qualification Miles (MQMs) and Medallion Qualification Dollars (MQDs) each year.
- $150 Annual Statement Credit on Business-Related American Express Purchases: Cardholders can receive a $150 annual statement credit on eligible business-related American Express purchases.
These benefits can be valuable for business travelers who frequently fly Delta and want to save money on travel expenses and other business costs.
Here is a more detailed assessment of some of the key premium benefits of the Delta Business Platinum American Express card:
- Delta Sky Club access: Delta Sky Clubs offer a variety of amenities, including comfortable seating, complimentary food and drinks, free Wi-Fi, and business centers. Access to Delta Sky Clubs can save business travelers time and money, especially when they are traveling frequently.
- Global Entry or TSA PreCheck® application fee credit: Global Entry and TSA PreCheck® are programs that expedite your travel through airport security. The application fee credit offered by the Delta Business Platinum American Express card can help you save money on the cost of enrolling in these programs.
- Delta Vacations® Flight Discounts: Delta Vacations packages offer a convenient way to book flights, hotels, and rental cars for your next trip. The exclusive discounts offered by the Delta Business Platinum American Express card can help you save money on your Delta Vacations package.
- American Express Purchase Protection and Extended Warranty: These benefits can help you protect your purchases from theft and damage, and extend the manufacturer's warranty on eligible purchases. This can save you money on the cost of replacing or repairing damaged items.
- 35% Points Back on Award Redemptions: This benefit can help you save money on award flights booked with American Express Travel. For example, if you redeem 50,000 points for an award flight, you would receive 17,500 points back. This means that you would only need to pay 32,500 points for your award flight.
- Up to 15,000 Bonus MQMs and MQDs: These bonus MQMs and MQDs can help you achieve Medallion Status with Delta. Medallion Status offers a number of benefits, such as priority boarding, early check-in, and free checked bags.
- $150 Annual Statement Credit on Business-Related American Express Purchases: This statement credit can help you offset the annual fee of the Delta Business Platinum American Express card, and can also save you money on business-related expenses.
Overall, the premium benefits of the Delta Business Platinum American Express card can be valuable for business travelers who frequently fly Delta and want to save money on travel expenses and other business costs. However, it is important to note that the annual fee for this card is $695, so it is important to weigh the benefits and costs of the card before applying.