Top Mobile Home Insurance Providers in 2023

Discover the best mobile home insurance companies in 2023 to ensure your mobile home and belongings are well-protected.


I can provide you with a list of some reputable mobile home insurance providers in the United States. Please note that the availability of these providers may vary by location, and it's essential to compare policies and obtain quotes to find the best coverage for your specific needs. Here are some top mobile home insurance providers:

  1. Foremost Insurance Group: Foremost is a well-known insurer specializing in mobile and manufactured home insurance. They offer customizable coverage options.

  2. Allstate: Allstate provides mobile home insurance that includes protection for the structure, personal property, and liability. They also offer optional coverages.

  3. Farmers Insurance: Farmers offers mobile and manufactured home insurance policies that can be tailored to your needs, including coverage for your home, personal property, and liability.

  4. American Family Insurance: American Family provides mobile home insurance coverage with options to protect your home, belongings, and personal liability.

  5. State Farm: State Farm offers mobile home insurance, and they provide coverage for the structure, personal property, and liability. You can also add additional coverage options.

  6. Assurant: Assurant specializes in mobile home insurance and offers various coverage options, including protection for your home, personal property, and additional living expenses.

  7. GEICO: GEICO provides mobile home insurance, with policies tailored to the specific needs of mobile homeowners. Coverage typically includes the home structure, personal property, and liability protection.

  8. Progressive: Progressive offers mobile home insurance that includes protection for your home, belongings, and liability. They may also provide optional coverages for added protection.

  9. USAA (for military members and their families): USAA offers insurance options, including mobile home insurance, to military members and their families.

  10. Country Financial: Country Financial offers mobile and manufactured home insurance policies that can be customized to fit your requirements.

  11. Liberty Mutual: Liberty Mutual provides mobile home insurance coverage that includes protection for your home, personal property, and liability.

  12. AAA (American Automobile Association): AAA offers insurance services, including mobile home insurance, with various coverage options.

Please keep in mind that insurance offerings and policies can change over time, so it's important to contact these providers directly or visit their websites to get the most up-to-date information, compare quotes, and determine which one best meets your specific mobile home insurance needs. Additionally, you should consult with an insurance agent to ensure you understand the coverage options and any potential discounts or savings.

Best Mobile Home Insurance Companies of 2023.

Here are the top 5 best mobile home insurance companies of 2023:

  1. Allstate

Allstate is one of the largest and most reputable home insurance companies in the United States. It offers a wide range of coverage options for mobile homes, including:

  • Dwelling coverage: Protects your mobile home from damage caused by fire, wind, hail, and other natural disasters.
  • Personal property coverage: Protects your belongings inside your mobile home, such as furniture, clothing, and electronics.
  • Liability coverage: Protects you from financial losses if you are sued for causing bodily injury or property damage to someone else.
  • Medical payments coverage: Helps pay for medical expenses for you and your guests if you are injured in an accident at your mobile home.

Allstate also offers a number of discounts for mobile home insurance, including discounts for bundling multiple policies, having a security system, and being a member of certain organizations.

  1. Progressive

Progressive is another major home insurance company that offers coverage for mobile homes. It offers a variety of features and benefits, including:

  • Customizable coverage: Progressive allows you to customize your coverage to meet your specific needs and budget.
  • Online tools: Progressive offers a variety of online tools, such as a quote generator and a claims center, to make it easy to manage your policy.
  • 24/7 customer service: Progressive offers 24/7 customer service to help you with your policy and any claims you may have.
  1. State Farm

State Farm is one of the largest auto insurance companies in the United States, but it also offers mobile home insurance. State Farm offers a variety of coverage options, including:

  • Dwelling coverage
  • Personal property coverage
  • Liability coverage
  • Medical payments coverage
  • Additional living expenses coverage: Helps pay for additional living expenses, such as hotel and restaurant costs, if your mobile home is damaged and you cannot live there.

State Farm also offers a number of discounts for mobile home insurance, including discounts for bundling multiple policies and having a security system.

  1. Foremost

Foremost is a specialty insurance company that focuses on providing coverage for mobile homes. It offers a variety of coverage options, including:

  • Dwelling coverage
  • Personal property coverage
  • Liability coverage
  • Medical payments coverage
  • Additional living expenses coverage

Foremost also offers a number of discounts for mobile home insurance, including discounts for bundling multiple policies and having a security system.

  1. American Family

American Family is another insurance company that offers coverage for mobile homes. It offers a variety of coverage options, including:

  • Dwelling coverage
  • Personal property coverage
  • Liability coverage
  • Medical payments coverage
  • Additional living expenses coverage

American Family also offers a number of discounts for mobile home insurance, including discounts for bundling multiple policies and having a security system.

When choosing a mobile home insurance company, it is important to compare quotes from multiple companies and to read the fine print carefully to make sure you understand what is and is not covered. You should also consider your budget and your specific needs when choosing a policy.