Navigating the Process and Financing of Legal Abortion

Discover the options and resources available for paying for and accessing a legal abortion while understanding the associated processes.

Navigating the process and financing of legal abortion can be a sensitive and personal matter. Abortion laws, regulations, and availability vary by country and even within regions, so it's important to understand the specific regulations and resources available in your location. Here are general steps and considerations for navigating the process and financing of legal abortion:

1. Know the Legal Framework:

  • Research and understand the laws and regulations related to abortion in your country or state. Laws can vary significantly, including gestational limits, mandatory waiting periods, and consent requirements.

2. Find a Healthcare Provider:

  • Seek a healthcare provider or clinic that offers abortion services. This can be a private healthcare facility, a Planned Parenthood clinic, or another reproductive health clinic.

3. Schedule an Appointment:

  • Call the chosen healthcare provider to schedule an appointment. Early appointments are important because abortion options can become more limited as the pregnancy progresses.

4. Consultation and Counseling:

  • Attend an initial consultation with the healthcare provider. You may receive counseling and information about the different abortion methods, potential risks, and alternatives.

5. Determine Costs and Financing:

  • Inquire about the cost of the abortion procedure at the chosen healthcare provider. Costs can vary based on factors such as the method, gestational age, and your location.
  • Investigate whether you are eligible for financial assistance or funding. Some healthcare providers offer sliding scale fees, and there may be local organizations or funds that provide financial support for individuals seeking abortion.

6. Health Insurance:

  • Check if your health insurance covers abortion. Some private health insurance plans do provide coverage for abortion, but you need to verify the details with your insurer. Medicaid may also cover abortion in some cases.

7. Financial Assistance:

  • Consider reaching out to organizations like the National Network of Abortion Funds, which may be able to provide financial support or guidance on accessing funds for the procedure.

8. Prepare for the Procedure:

  • Discuss with your healthcare provider the specific details of the abortion method you have chosen and how to prepare for the procedure. Make sure you understand the process and any aftercare instructions.

9. Aftercare and Support:

  • Arrange for transportation to and from the clinic on the day of the procedure. You may need to have someone available to assist you after the abortion.

10. Emotional and Mental Health Support:

  • Reach out to a counselor or therapist if you believe you may need emotional or mental health support before or after the procedure.

11. Understand Your Rights:

  • Know your legal rights and protections regarding abortion. In many places, healthcare providers are obligated to protect patient confidentiality.

12. Stay Informed:

  • Stay informed about any changes in abortion laws and regulations in your area. This information can affect your ability to access abortion services.

It's important to remember that the process and financing of legal abortion can be highly individualized. Seek support from healthcare providers, counselors, and organizations that can provide information, resources, and emotional support as you navigate this personal decision. Always prioritize your health and well-being in making your choices.

How to Pay for and Access a Legal Abortion.

There are a few ways to pay for and access a legal abortion:

Paying for an abortion

  • Insurance: Many health insurance plans cover abortion. If you have health insurance, check with your plan to see if abortion is covered. If it is, you will likely need to pay a copay or deductible.
  • Out-of-pocket: If your insurance does not cover abortion, or if you do not have health insurance, you will need to pay for the abortion out-of-pocket. The cost of an abortion varies depending on the type of abortion and where you live. In the United States, the average cost of an abortion is $500.
  • Financial assistance: There are many organizations that provide financial assistance to people who cannot afford to pay for an abortion. Some of these organizations include:
    • Planned Parenthood
    • The National Abortion Federation
    • The Abortion Care Network
    • The Guttmacher Institute

Accessing a legal abortion

To access a legal abortion, you will need to find a clinic or healthcare provider that offers abortion services. You can find a list of abortion providers on the websites of Planned Parenthood and the National Abortion Federation.

Once you have found a provider, you will need to schedule an appointment. At your appointment, you will likely meet with a counselor or nurse to discuss your options and get a pregnancy test. If you are pregnant and decide to have an abortion, the provider will explain the different types of abortion procedures and help you choose the one that is right for you.


It is important to note that abortion is a safe and legal medical procedure. In the United States, abortion is safer than childbirth. However, there are some risks associated with any medical procedure, and it is important to talk to your provider about the risks and benefits of abortion before making a decision.

If you have any questions or concerns about paying for or accessing a legal abortion, please contact Planned Parenthood or the National Abortion Federation. They can provide you with more information and resources.