Hilton Honors Amex Business Review
The Hilton Honors American Express Business Card is tailored for business travelers who frequently stay at Hilton hotels. This review explores the card's rewards structure, business-related perks, and annual fees, helping you determine if it's a valuable addition to your business wallet.
The Hilton Honors American Express Business Card is a co-branded credit card offered by American Express in partnership with Hilton Hotels & Resorts. This card is designed for business owners and travelers who frequently stay at Hilton properties and want to earn rewards and enjoy various hotel-related benefits., Please note that credit card terms and features may change over time, so it's important to verify the most up-to-date information before applying for any credit card.
Key Features:
Hilton Honors Points: The Hilton Honors American Express Business Card allows cardholders to earn Hilton Honors points on their purchases. You can earn points for everyday spending, and these points can be used for free nights at Hilton hotels and resorts, as well as other redemptions.
Sign-Up Bonus: The card often comes with a sign-up bonus for new cardholders who meet specific spending requirements during the initial months of card ownership. The details of the bonus can change over time, so it's important to check the current offer when applying.
Hilton Perks: Cardholders may enjoy various Hilton-related perks, including complimentary Hilton Honors Gold status, which includes benefits like bonus points, room upgrades, and free breakfast. Cardholders can also upgrade to Hilton Honors Diamond status by spending a certain amount on the card in a calendar year.
No Foreign Transaction Fees: The card typically does not charge foreign transaction fees, making it a suitable choice for international travel and hotel stays at Hilton properties abroad.
Purchase Protection: As an American Express card, it may offer purchase protection and extended warranty coverage for eligible purchases.
Travel and Emergency Assistance: Cardholders may have access to 24/7 global assistance for travel and emergencies, which can be valuable when traveling for business.
Pros:
- Ideal for business owners and travelers who prefer Hilton properties, as it offers Hilton Honors points for hotel stays.
- Hilton-related perks, such as complimentary Gold status, can enhance the hotel experience and provide additional value.
- No foreign transaction fees make it suitable for international travel and stays at Hilton properties abroad.
Cons:
- If you don't stay at Hilton properties regularly for business, the rewards and perks may not be as appealing.
- The card's benefits are specific to Hilton and may not align with the preferences of business travelers who stay at various hotel brands.
Before applying for the Hilton Honors American Express Business Card or any credit card, it's important to review the terms and conditions, including interest rates, fees, rewards details, and eligibility requirements. Consider your business's travel habits and loyalty to Hilton properties to determine if this card aligns with your needs and preferences. Additionally, check for any updated features and terms of the card when applying.
A comprehensive analysis of the Hilton Honors American Express Business Card..
The Hilton Honors American Express Business Card is a great choice for small business owners and entrepreneurs who want to earn Hilton Honors points quickly and easily, and enjoy a variety of valuable business benefits.
Benefits
- Earn 12 points per dollar spent at Hilton hotels and resorts
- Earn 6 points per dollar spent on U.S. gas stations, shipping providers, and wireless phone services purchased directly from service providers
- Earn 6 points per dollar spent on select travel purchases
- Earn 3 points per dollar spent on all other purchases
- Automatic Hilton Honors Gold status, which includes a 20% bonus on all Hilton Honors base points earned and free internet access at select locations.
- 10 airport lounge visits per year with Priority Pass
- Earn a free night reward after spending $15,000 on the card each calendar year
- No annual fee
- No foreign transaction fees
- Purchase protection
- Extended warranty protection
- Travel accident insurance
Rewards
Hilton Honors points can be redeemed for a variety of rewards, including:
- Free hotel nights at Hilton hotels and resorts
- Airline miles
- Statement credits
- Gift cards
- Merchandise
- Experiences
Value of Hilton Honors points
The value of Hilton Honors points varies depending on how you redeem them. However, TPG values Hilton Honors points at 0.6 cents apiece. This means that the 12 points per dollar you earn at Hilton hotels and resorts is equivalent to a 7.2% return on your spending. The 6 points per dollar you earn on U.S. gas stations, shipping providers, and wireless phone services purchased directly from service providers is equivalent to a 3.6% return on your spending. And the 3 points per dollar you earn on all other purchases is equivalent to a 1.8% return on your spending.
Business benefits
In addition to the standard Hilton Honors benefits, the Hilton Honors American Express Business Card also offers a number of valuable business benefits, including:
- Automatic Hilton Honors Gold status, which includes a 20% bonus on all Hilton Honors base points earned, free internet access at select locations, and room upgrades when available.
- 10 airport lounge visits per year with Priority Pass, which gives you access to over 1,300 airport lounges worldwide.
- Earn a free night reward after spending $15,000 on the card each calendar year, which can be redeemed at any Hilton hotel or resort worldwide.
- No annual fee, so you can enjoy all of the benefits of the card without paying a yearly fee.
- No foreign transaction fees, so you can use your card anywhere in the world without having to pay extra.
Overall, the Hilton Honors American Express Business Card is a great choice for small business owners and entrepreneurs who want to earn Hilton Honors points quickly and easily, and enjoy a variety of valuable business benefits.
Who should consider the Hilton Honors American Express Business Card?
The Hilton Honors American Express Business Card is a good choice for small business owners and entrepreneurs who:
- Frequently travel for business
- Stay at Hilton hotels and resorts on a regular basis
- Want to earn Hilton Honors points quickly and easily
- Want to enjoy a variety of valuable business benefits, such as automatic Hilton Honors Gold status, 10 airport lounge visits per year with Priority Pass, and a free night reward after spending $15,000 on the card each calendar year.
How to maximize your rewards with the Hilton Honors American Express Business Card
To maximize your rewards with the Hilton Honors American Express Business Card, you should:
- Use your card to pay for all of your business expenses, including travel, dining, and office supplies.
- Take advantage of Hilton Honors promotions to earn even more points.
- Redeem your points for free hotel nights at Hilton hotels and resorts, which is typically the best value for your points.
Conclusion
The Hilton Honors American Express Business Card is a great choice for small business owners and entrepreneurs who want to earn Hilton Honors points quickly and easily, and enjoy a variety of valuable business benefits. With no annual fee and a variety of rewards and benefits, this card is a great value for most small businesses.