Delta Amex Gold Business Card Review

The Delta SkyMiles Gold Business American Express card is ideal for business travelers flying with Delta. This review provides insights into the card's rewards structure, annual fees, and how it caters to your business travel needs.


The Delta SkyMiles® Gold Business American Express Card is a co-branded business credit card designed for business travelers who frequently fly with Delta Air Lines. It offers various travel-related benefits and rewards for Delta loyalists. Here's a review of the Delta Amex Gold Business Card, highlighting its key features and benefits:

Key Features:

  1. Welcome Bonus: The card typically offers a generous welcome bonus to new cardholders who meet the specified spending requirements within the initial months of account opening. These bonus miles can be used for Delta flights or upgrades.

  2. Delta SkyMiles Earning: Cardholders earn Delta SkyMiles on every purchase, and additional miles for eligible Delta purchases, making it an ideal card for frequent Delta flyers.

  3. First Checked Bag Free: When you fly on Delta, you and up to eight companions on the same reservation receive your first checked bag for free. This benefit can lead to significant savings on baggage fees.

  4. Main Cabin 1 Priority Boarding: Cardholders and their traveling companions receive Main Cabin 1 priority boarding on Delta flights, ensuring early access to overhead bin space.

  5. 20% In-Flight Savings: Receive a 20% discount in the form of a statement credit for eligible in-flight purchases on Delta flights, including food, beverages, and entertainment.

  6. No Foreign Transaction Fees: The card is an excellent choice for international travel, as it does not charge foreign transaction fees.

  7. Travel Insurance and Protection: The card offers travel insurance benefits, including trip interruption and cancellation coverage, as well as car rental loss and damage insurance.

  8. Amex Offers: As an American Express card, it may provide access to various Amex Offers, which offer discounts and savings at select merchants.

Considerations:

  1. Annual Fee: The Delta Amex Gold Business Card typically comes with an annual fee, which you should weigh against the card's benefits and rewards to ensure it's a good fit for your business.

  2. Delta Loyalty: To maximize the card's value, you should be a loyal Delta flyer, as it is tailored for travelers who frequently choose Delta Air Lines.

  3. Changing Terms: Credit card terms, rewards, and benefits can change over time, so it's essential to review the most up-to-date card details before applying.

  4. Eligibility and Credit Score: You'll need a good to excellent credit score to qualify for this card, so ensure your credit aligns with the card's requirements before applying.

In summary, the Delta SkyMiles Gold Business American Express Card is an excellent choice for business travelers who are loyal to Delta Air Lines and seek rewards, benefits, and savings when flying with Delta. The card offers valuable perks, including free checked bags, priority boarding, and in-flight discounts, which can significantly enhance the travel experience for frequent Delta flyers. However, the annual fee should be carefully considered to ensure it aligns with your travel habits and spending.

A detailed examination of the Delta SkyMiles Gold Business American Express card's offerings..

The Delta SkyMiles® Gold Business American Express® Card offers a number of benefits to business travelers, including:

Rewards:

  • 2 miles per dollar on all purchases directly with Delta
  • 2 miles per dollar at restaurants worldwide
  • 1 mile per dollar on all other eligible purchases
  • Earn up to 50,000 bonus miles after spending $5,000 in eligible purchases on your new Card within the first 3 months of Card Membership.

Travel benefits:

  • First Checked Bag Free
  • Main Cabin 1 Priority Boarding
  • 20% In-Flight Savings on eligible Delta purchases made onboard with your Card
  • TakeOff 15: 15% off eligible Delta award flights
  • Delta SkyMiles® Gold Business Card Members save 15% when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app.
  • Global Entry or TSA PreCheck® Fee Credit: Up to $100 statement credit towards the Global Entry or TSA PreCheck® application fee every four years
  • Purchase Protection benefit: Covers your new eligible purchases for 90 days against damage or theft

Other benefits:

  • $0 introductory annual fee for the first year, then $99
  • No foreign transaction fees
  • Extended Warranty Protection: Extends the original manufacturer's warranty on eligible purchases for up to one additional year
  • Return Protection: Covers eligible returns for up to 90 days from the date of purchase
  • American Express Purchase Protection benefit: Covers your new eligible purchases for 120 days against damage or theft

Overall, the Delta SkyMiles® Gold Business American Express® Card is a good option for business travelers who frequently fly Delta and want to earn rewards on their spending. It offers a generous welcome bonus, a number of valuable travel benefits, and other valuable benefits for business travelers.

Here is a more detailed examination of some of the key features of the Delta SkyMiles® Gold Business American Express® Card:

Welcome bonus:

New cardholders can earn a welcome bonus of up to 50,000 bonus miles after spending $5,000 in eligible purchases on your new Card within the first 3 months of Card Membership. This bonus is worth at least $500 in travel, based on Delta's redemption value of 1 cent per mile.

Travel benefits:

The Delta SkyMiles® Gold Business American Express® Card offers a number of valuable travel benefits, including:

  • First Checked Bag Free: Cardholders receive one free checked bag on Delta flights. This can save cardholders up to $60 per round-trip flight.
  • Main Cabin 1 Priority Boarding: Cardholders receive priority boarding on Delta flights. This allows them to board the plane early and get a better seat.
  • 20% In-Flight Savings: Cardholders receive a 20% discount on eligible Delta purchases made onboard with their Card. This can save cardholders money on food, drinks, and other items purchased on Delta flights.
  • TakeOff 15: Cardholders receive a 15% discount on eligible Delta award flights. This can save cardholders money when booking award travel with Delta.
  • Delta SkyMiles® Gold Business Card Members save 15% when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app.

Other benefits:

The Delta SkyMiles® Gold Business American Express® Card also offers a number of other valuable benefits, including:

  • Global Entry or TSA PreCheck® Fee Credit: Cardholders receive a statement credit of up to $100 every four years to cover the application fee for Global Entry or TSA PreCheck®. These programs can expedite your travel through airport security.
  • Purchase Protection benefit: This benefit covers your new eligible purchases for 90 days against damage or theft.
  • Extended Warranty Protection: This benefit extends the original manufacturer's warranty on eligible purchases for up to one additional year.
  • Return Protection: This benefit covers eligible returns for up to 90 days from the date of purchase.
  • American Express Purchase Protection benefit: This benefit covers your new eligible purchases for 120 days against damage or theft.

Overall, the Delta SkyMiles® Gold Business American Express® Card is a good option for business travelers who frequently fly Delta and want to earn rewards on their spending. It offers a generous welcome bonus, a number of valuable travel benefits, and other valuable benefits for business travelers.